first, this type of events means that you will have very bad consequences. this effects can be broken into 3 groups which is important to know.

the first worst case is body damages that lead to death. although you will cease to exist upon death and you no need to think any more, it is actually a very bad thing because you can no longer exist anymore.

the second case is severe pain. there are many types of severe pain. severe pain is a very huge determinant for happy and high quality life because human exists primarily as a physical beings whose sole motivation is seeking plesasure and avoiding pain and death.

the third case of bad effects is pernament damage of body. the world is mainly catered and built for people with full and healthy body. Any damage or loss of body function will hence greatly reduce the amount of benefits, and hence pleasure you can get to enjoy.

money on the other hand, does not cause physical pain and it reduces pleasure by a small amount only.

whether it is about death, pain or loss of body function or parts, it is all about getting plesure for the person.